Bank One is part of the new JPMorgan Chase created on July 1, 2004 upon completion of the holding company merger between J.P. Morgan Chase & Co. and Bank One Corporation. The mergers of the broker/dealer, credit card companies, and lead banks will be completed over the next nine months. The Bank One brand continues to be used in the marketplace.

Whatever your loan needs are, Bank One has the solution for you - even if you don't have perfect credit! Their friendly staff is dedicated to helping you find the loan that is right for you.

Bank One Home Loans will help you with any first mortgage or home equity financing, so that you can purchase or refinance your home or use your accumulated equity for improvement, tuition or other large purchases.

With Bank One Home Loans you get:

• Quick approvals
• Flexible loan terms
• Low closing costs

Plus the peace of mind knowing you are working with an industry leader. Bank One has the stability, experience and options to help you with all your residential home loan needs. Bank One Corporation is the nation's sixth-largest bank holding company, with assets of $290 Billion. Bank One currently has more than 51 million credit cards issued, and serves nearly 7 million retail households and more than 20,000 middle market customers. It also manages $175 billion of clients' investment assets.