Wells Fargo Bank is the number one retail home mortgage lender in the United States. They are currently serving all 50 states and have over 4 million customers. In 2002 alone, they originated over 333 billion dollars in mortgages. They are also the number one ranked mortgage originator servicing low to moderate-income buyers, ethnic minorities, and Native Americans.

Below are a sampling of Wells Fargo mortgage loan options:

3% Solution Loan (only need 3% down payment, no income restrictions)

Adjustable Rate Mortgage (lower initial rate than fixed for first few years, different terms are available including 3,5,7 and 10 years, down payment can be 5% or greater)

Balloon Mortgage (rates are fixed for 7 years, ideal if you plan on moving in less than years, entire balance due after the 7 year period)

Blended Jumbo ($322,700 or less, offers lower monthly payments than fixed, combination of fixed and adjustable)

Cost Saver Program (allows you to put more money towards down payment, reduces or totally eliminates closing costs, can be used with Fixed, ARM's and balloon loans)

FHA Loans (low down payment, easier terms for qualification, insured by the Federal Housing Authority)

Fixed Rate Mortgage (your rates are fixed, protected from rising rates, predictable payments)

They have many other options and loans types available as well including FHA Streamline Refinance, Home Equity, VA Mortgage, Reverse Mortgages, No Money Down Programs, Jumbo Mortgages, Bridge Loans, Auto, Student and Bond Programs. Save time and money with Wells Fargo mortgage rate comparisons.